Have An Umbrella

Storms will come. Be Prepared.

Welcome to Have An Umbrella!

This space is built for single parents and caregivers who want to feel confident about their financial future.


We believe financial preparedness isn’t just for the wealthy—it’s for anyone who wants peace of mind before the storm hits.


Start small. Stay steady. Be prepared.

Storms will come.

Your Guide to Financial Preparedness

Financial Preparedness is the mindset of intentional, consistent behaviors that build the financial resilience to manage unexpected expenses and plan confidently for life’s uncertainties. It’s not about having a perfect budget or a high income — it’s about making proactive, informed choices that protect your household and give you peace of mind.

It’s rooted in three core beliefs:

  1. Unexpected doesn’t mean unprepared — emergencies are part of life, but they don’t have to derail it.

  2. Preparedness is a form of care — for yourself, your children, and those who rely on you.

  3. Consistency is power — small, steady steps matter more than perfection.

Financial preparedness is about ownership, not fear — a calm confidence that comes from knowing you’re building a safety net brick by brick.

Welcome to Have an Umbrella

Discover how to prepare for life’s financial storms with clear, practical guidance. Whether you’re saving for emergencies or navigating financial challenges, you’re in the right place.

Latest Insights

Discover clear, actionable tips and insights to help you build financial resilience. From saving strategies to emergency planning, our blog keeps you prepared.

Financial Planning for Caregivers: 3 Key Strategies

Caregiving is a full-time job—often without pay. Learn three smart financial strategies to protect your financial stability while caring for a loved one.

Why Every Single Parent Needs an Emergency Fund (and How to Start One)

Financial security can feel out of reach, but having an emergency fund is a game-changer for single parents. Learn why it’s essential and get practical tips to start one—even on a tight budget.


Want more insights? Join the community.


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I’d Love to Hear From You!

Have questions about financial preparedness? Want to share your thoughts on a blog post? Reach out and let me know.

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